Last Updated: 25 August 2026
Welcome to the Pranovate website.
These Terms & Conditions (“Terms”) govern your access to and use of the Pranovate website (“Website”). References to “Pranovate”, “we”, “us”, or “our” mean Pranovate Insights LLP (LLPIN ACI-0867), operating under the brand “Pranovate”, with its registered office at 1st Floor, TR-128, ALTF Orchid Business Park Badshahpur Sohna Road Highway, Central Park-II, Sector 48, Gurugram, Haryana 122004, and references to “you” or “your” refer to any person accessing or using the Website.
By using the Website, and by selecting an acceptance checkbox where one is presented, you acknowledge that you have read and agree to these Terms. If you do not agree with these Terms, please discontinue your use of the Website.
You confirm that you are at least 18 years old and legally capable of entering into a contract. If you use the Website on behalf of an organisation, you confirm that you are authorised to bind that organisation to these Terms.
Pranovate is a strategic advisory and transformation firm working with financial institutions, fintechs, NBFCs, growth-stage businesses, and other organisations across the BFSI ecosystem.
The Website provides information about Pranovate, its capabilities, services, perspectives, insights, case studies, and other related content.
Information available on this Website is provided for general informational purposes and does not, by itself, constitute an engagement or professional relationship between you and Pranovate.
You agree to use the Website only for lawful purposes and in accordance with these Terms.
You must not:
We reserve the right to restrict or suspend access to the Website where we reasonably believe these Terms have been violated or where necessary to protect the Website, Pranovate, or other users.
Unless otherwise stated, all content available on this Website, including text, articles, reports, research, insights, graphics, designs, logos, trademarks, photographs, videos, case studies, documents, downloads, and other materials, is owned by or licensed to Pranovate and is protected by applicable intellectual property laws.
You may view and access Website content for personal, informational, and legitimate business purposes.
This permission is limited, non-exclusive, non-transferable and revocable. No ownership or other intellectual property right is transferred to you.
Unless expressly permitted by Pranovate, you may not:
Reasonable sharing of links to publicly available pages on the Website is permitted, provided such sharing does not misrepresent Pranovate or imply an endorsement, affiliation, or relationship that does not exist.
Pranovate makes reasonable efforts to provide relevant and useful information through the Website. However, industries, markets, technologies, regulations, and business conditions evolve continuously.
We therefore do not warrant that all information available on the Website will at all times be complete, accurate, current, or suitable for a particular purpose.
Any views, perspectives, market observations, articles, reports, or other content available on the Website are provided for general informational purposes and may be updated or changed without notice.
Content available on this Website is intended for general informational purposes only.
Nothing on this Website should be construed as financial, investment, legal, tax, accounting, regulatory, compliance, risk, or other professional advice or as a recommendation to undertake any particular transaction, investment, business strategy, or course of action.
Business decisions should be made based on the specific circumstances of the organisation and, where appropriate, after obtaining relevant professional advice.
Accessing the Website, submitting an enquiry, downloading content, or communicating with Pranovate through the Website does not by itself create a client, advisory, fiduciary, partnership, or other professional relationship.
Any engagement with Pranovate will be governed separately by the applicable engagement letter, agreement, statement of work, or other contractual documentation agreed between the relevant parties.
The Website may allow you to submit information through contact forms, consultation requests, scheduling tools, or other communication channels.
You are responsible for ensuring that information submitted by you is accurate, lawful, and does not infringe the rights of any third party.
Submitting an enquiry or requesting a consultation does not guarantee acceptance of an engagement or create an obligation on Pranovate to provide services.
Any personal information submitted through the Website will be handled in accordance with our Privacy Policy.
Please do not submit passwords, financial account details, government identification numbers, health or biometric data, or confidential client information through a general Website form unless Pranovate has specifically requested it through an approved secure channel.
Information sent before a written engagement or confidentiality arrangement is accepted will not, by itself, create a duty to accept an engagement or establish a professional relationship. Personal data will nevertheless be handled in accordance with the Privacy Policy and applicable law.
The Website may contain links to or integrations with third-party websites, platforms, applications, scheduling tools, social media services, or other external resources.
Such third-party services are provided for convenience and informational purposes. Unless expressly stated otherwise, the inclusion of a third-party link does not constitute endorsement, sponsorship, or approval by Pranovate.
Pranovate does not control and is not responsible for the availability, content, security, accuracy, terms, or privacy practices of third-party websites or services.
Your use of any third-party website or service is subject to that third party’s own terms and policies.
We endeavour to keep the Website accessible, functional, and secure. However, we do not guarantee that:
We may modify, suspend, restrict, or discontinue any part of the Website at any time for maintenance, security, operational, legal, or business reasons.
To the extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.
Pranovate makes no express or implied representations or warranties regarding the Website or its content, including warranties regarding accuracy, completeness, reliability, availability, fitness for a particular purpose, or non-infringement.
Your use of and reliance on the Website and its content is at your own discretion and risk.
These disclaimers do not exclude any representation, warranty, remedy or statutory right that cannot lawfully be excluded, including any applicable rights under consumer-protection law.
To the fullest extent permitted by applicable law, Pranovate and its directors, employees, consultants, representatives, affiliates, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or similar loss or damage arising from or relating to:
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law.
Without limiting the preceding sentence, nothing excludes or limits liability for fraud, wilful misconduct, gross negligence, breach of confidentiality or data-protection obligations, or any other liability that applicable law does not permit to be excluded or limited.
To the extent permitted by applicable law, you agree to indemnify and hold harmless Pranovate and its directors, employees, representatives, consultants, affiliates, and service providers against reasonable third-party claims, direct losses and reasonable costs (including legal costs) arising directly from:
Pranovate will give you reasonable notice of an indemnified claim and a reasonable opportunity to participate in its defence. No settlement that admits liability on your behalf may be made without your prior written consent, which shall not be unreasonably withheld.
Your use of the Website is also subject to Pranovate’s Privacy Policy, which explains how personal information may be collected, used, stored, and protected.
We encourage you to review the Privacy Policy alongside these Terms.
Pranovate may update, modify, or replace these Terms periodically to reflect changes in the Website, our services, business practices, or applicable legal and regulatory requirements.
Any revised Terms will be published on this page with an updated “Last Updated” date.
Updated Terms will apply prospectively from the stated effective date. Where a change materially affects your rights or applicable law requires it, Pranovate will provide reasonable notice and obtain consent where required.
#BBD0E0 »Any failure or delay by Pranovate in exercising a right or remedy under these Terms will not constitute a waiver of that right or remedy.
A waiver of one provision or breach will not constitute a waiver of any other provision or subsequent breach.
These Terms shall be governed by and interpreted in accordance with the laws of India.
Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the jurisdiction of the competent courts at Gurugram, Haryana, India, subject to applicable law.
If you have any questions or concerns regarding these Terms & Conditions, please contact:
Pranovate
Email: reach@pranovate.com
Website: www.pranovate.com
Legal entity: Pranovate Insights LLP (LLPIN ACI-0867)
Registered Office: 1st Floor, TR-128, ALTF Orchid Business Park Badshahpur Sohna Road Highway, Central Park-II, Sector 48, Gurugram, Haryana 122004
We will make reasonable efforts to respond to relevant queries relating to these Terms.
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